Annual filings

• Filings under the previous Mortgage Brokers Act

  For brokerage fiscal year ends ending prior to October 13, 2026, please use the following forms when preparing your annual filing, as per the Mortgage Broker Act requirements:

  • Form 13 Engagement Letter Between Accountant and Client
  • Form 14 Mortgage Broker’s Representations to the Registrar of Mortgage Brokers
  • Form 15 Accountant’s Report

  If the brokerage is not authorized to handle trust funds, submit:

  • Form 12 Statutory Declaration Respecting Absence of Trust Transactions (only)

Filings under the Mortgage Services Act

For brokerages with fiscal year ends after October 12, 2026, please refer to the information below when preparing your annual filing, as per the Mortgage Services Rules requirements.

Annual financial statements and accountant’s report filings are due within 120 days of your brokerage’s fiscal year end.

Brokerages must upload annual filings through IRIS on their own behalf.

Required forms

• Accountant’s Report form
• Mortgage Brokerage Trust Account Declaration form
• Mortgage Brokerage Financial Information Filing form (available via IRIS)

How to submit

1. Download the required forms
2. Complete the required forms, ensuring that all bank accounts, including the general account(s) are listed. Save a copy of the required forms, including a copy of the financial statements applicable to your licence (audit, review, or complication engagement).
3. Log into IRIS; 
4. Upload the Accountant’s Report or Mortgage Brokerage Trust Account Declaration, Mortgage Brokerage Financial Information Filing and the financial statements to the applicable submission pages.

• Email us

  Contact BCFSA's Audit department

  Email

  Phone us

  Monday to Friday

  8:30 a.m. to 4:30 p.m.

  Local

  (604) 660-3555

  Toll-Free

  (866) 206-3030

  Fax

  (604) 660-3365